The right loan,
forged around
your goals.

A bank can only offer you their own products. LoanForge compares over 40 lenders simultaneously — including banks, non-banks, and specialist lenders — to find the structure and rate that actually fits your situation. One application, many options.

In most cases, we can have a pre-approval in your hands within 48 hours of receiving your completed documents. Complex situations (self-employed, multiple properties) may take a little longer, but we'll give you a clear timeline upfront.

Our initial assessment uses a soft credit check, which has no impact on your score. A hard enquiry only occurs when we formally submit your application to a lender — and we only do that once we've identified the right fit, so you're not racking up multiple enquiries.

Absolutely. Self-employed borrowers are often turned away by the major banks due to non-standard income, but we have access to specialist lenders who understand ABN income, company financials, and tax returns. We work with business owners and sole traders regularly.

Yes — refinancing is one of the most common things we do. If your fixed rate is expiring, your rate hasn't been reviewed in a while, or you just want to know if you're getting a good deal, a free rate review takes 5 minutes and could save you thousands per year.

Typically: two recent payslips, last 2 years of tax returns, 3 months of bank statements, a valid ID, and details of any existing loans or liabilities. We'll send you a clear checklist once we know your situation — and our secure portal makes uploading everything straightforward.